TAX REFUND

Your tax refund is a major pipeline of funds to help you to achieve your into home buying goals. Freddie Mac reports returns are averaging 1674 in Central Florida. This is based on income and expenses reported for the year 2022. These funds can aid for downpayment which is one of the barriers to homeownership. This also helps reaching your savings goal more quickly than expected by using your tax refund. It's definitely upfront money in many cases to close on a home. This can also help for paying your portion of closing cost that can equate to thousands of dollars before you take full ownership of your home. Another source of funds can be a gift fund from a family member which a letter can be provided from a family member with proof of funds in your family member account. Click link to learn more about Mortgage Tax Advantages /MORTGAGE-TAX-ADVANTAGES---32819---32836---Dr-Phillips-6-25353.html

LOWER INTEREST RATE

Tax refund can account for buying down your interest rate during the home buying process. This means you could pay upfront to have a lower interest rate on a thirty or fifteen year mortgage rate. This can also help get you in a bigger home for your family. This is a long term benefit that outweighs short term challenges. Owning a home grows your net worth and building wealth takes time and makes sense to start as soon as you can. Homeownership not only builds a sense of pride and accomplishment, but it is also an important step towards achieving long term financial stability. There is so much more information in store, contact your trusted advisor for more insight.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and military veteran I am here to serve you and always on the pulse of the housing market for the Disney, Dr Phillips and Central Florida area. Always stay in tuned, educated and connected in this volatile housing market to purchase or for the sale of your home. In the absence of trustworthy up to date information, real estate decisions are increasingly being driven by fear, uncertainty and doubt. We as trusted advisors drive the real estate community and always preaching the truth of real estate. I emphasize that education is a must for the community to ensure you are making the right decision. 

So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and that gives your net worth a nice boost. When you are getting help with a home, look for your realtor with the heart of a teacher. If you are ready to start your journey, contact me today at 850 496-6412 to help begin a new walk to home ownership and all of your real estate needs.