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HOW DO I DETERMINE MY INTEREST RATE | 32819 | 32836 | Dr. Phillips

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HOW DO I DETERMINE MY INTEREST RATE

Many may ask how to determine my interest rate. There are so many variables that works together to give you a premium interest rate. The lower the interest rate, the more home you can qualify for. The lower you credit score show's, the more risk you are to the lender and higher interest rate.

You can build your credit score while applying for a secure credit card by using your own money to build your credit. Of course your monthly payments must be paid always on time.The guidelines is do not use more than 30% because this shows the lender that you are a good manager.

This will grow your credit score at least over a period of six months. Any disputes or any derogatory accounts must be settled and removed from your credit report before the underwriter may sign off and approve your loan. Click link to understand on how to build and improve credit score /BUILD-AND-IMPROVE-CREDIT---32819---32836---Dr-Phillips-6-18841.html

CREDIT SCORE

Credit scores speak for themselves. Just by viewing you credit score, a lender can see stability, obedient and dedication. Credit score breakdown is based on percentages of categories. Payment history reports as 35%, utilization 30%, length of credit 15%, credit mix 10% and new credit 10%.  

Poor is 300-579, fair is 580--669, 670-739 is good, 740-799 is very good and 800-850 is exceptional. The objection is to have your scores high as 740 and lenders use the middle score in many cases between all three credit bureaus reports. Look at it this way, higher credit scores provide emotional comfort wether you are buying or not.

TRUSTED ADVISOR

As a trusted advisor and professional realtor, my job is to guide you through a successful real estate transaction. I have many lenders that specialize in in all fashions of loans to service houses that are for sale. So why not stay connected and call on a professional of selling homes for over 18 years. Serving Dr Phillips and all of Central Florida. To learn more about Kevin Strawter click on link /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html


  • HOW DO I DETERMINE MY INTEREST RATE | 32819 | 32836 | Dr. Phillips
  • HOW DO I DETERMINE MY INTEREST RATE | 32819 | 32836 | Dr. Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 5/19/24 2:19 AM) |
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