Wendy Morris Presents:
The Florida Dream
Wendy Morris Realty
Dr Phillips Luxury Real Estate
407 575 5392
Call Today!

Listing Search

BUILD AND IMPROVE CREDIT | 32819 | 32836 | Dr Phillips

NEXT
PREV

BUILD AND IMPROVE CREDIT

To buy a home or bigger home is relatively easy, but you must be structured and successful at it. One method is to have permission to piggyback on someone else credit as a joint account holder and be responsible. You must choose the right person to let you do this. All bills must be paid on time and this statement will be repeated. Monitor your credit and creditors through many different organization such as Trans union, Equifax and Experian. I use credit sesame and credit karma app to follow my creditors so that I wont have any surprises. However the credit scores are skittish. Here are your score ingredients. Payment History 35%, Amount of debt 30%, Length of credit history 15%, Amount of new credit 10% and Credit mix 10%. 

SECURED CREDIT CARDS

Secured credit cards works as well, again you need to be structured and pay on time using your own money. Typically 300-500 dollars is required to get going and it will be deposited into your account with that particular bank, in turn you will receive a credit card in the mail. Rule is use no more than 30% of card is the rule and do not be late on payments. There is an annual fee that varies. Retail store cards and gas cards works just as well and good to have a mixture. Lender's like to see a variety.

CARD UTILIZATION

This weighs heavily on your score. If you use excessively, your score will drop rapidly. Please don't let this happen. This shows lenders you are mismanaging. However pay the balance back down as soon as possible. Your credit score will feel the sting and drop before your eyes from doing this by mismanaging. As your credit score rises you will see more offers come in the mail and limits increase on cards. This shows well to the lenders and have favor with you. As for searching for Florida Realtor's, I am one of the finest Realtor's in Central Florida you can find. Call me today as your trusted advisor and professional realtor at 407 479-8583 for immediate response. Serving Dr Phillips and Central Florida. Facebook Kevin Sells Florida and Kevin Selling Florida. Click here to learn more about Kevin Strawter /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html

 


BUILD AND IMPROVE CREDIT | 32819 | 32836 | Dr Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 1/30/23 6:20 AM) |
Featured Listings
Orlando Real Estate
$235,000
2 BED
2.5 BATH
DR PHILLIPS AREA Prime Location! MARBELLA AT UNIVERSAL FOR SALE! TLC SPECIAL: You need to bring your personal touch to m... Read More
Orlando Real Estate
$950,000
6 BED
5 BATH
Exceptional Dr Phillips home in the gated community of Kensington Park with a heated POOL & SPA in your private backyard... Read More
Orlando Real Estate
$424,900
3 BED
2 BATH
MULTIPLE OFFERS, HIGHEST & BEST BY 6PM SUNDAY, JAN. 29TH. Move-in Ready in a Fantastic Location, bordering Windermere... Read More
Orlando Real Estate
$1,250,000
5 BED
4 BATH
Classic Bay Hill home has now hit the market. This 5 bedroom 4 bathroom modern farmhouse style home in one of Orlando's ... Read More
Orlando Real Estate
$445,000
3 BED
2.5 BATH
HUGE PRICE ADJUSTMENT!! Move in ready! Opportunity to own a townhouse, in beautiful and desired Dr. Phillips area. Loc... Read More
Orlando Real Estate
$1,050,000
4 BED
3.5 BATH
Move-In Ready - Beautiful 4000 Sq Ft HOME with 4 BR 3.5 Bath *3 CAR Tandem Garage * Exceptional Home in lakefront gated... Read More
Orlando Real Estate
$549,900
4 BED
3.5 BATH
Fantastic Location with Rare combination of Cul-De-Sac, conservation and pond view. Corner lot, no neighbor on 3 sides... Read More
Orlando Real Estate
$1,175,000
4 BED
4.5 BATH
Realtors own home nicely updated, one of Torey Pines finest. Lot is also one of the biggest consisting of .76 acres. Ho... Read More
Orlando Real Estate
$1,200,000
5 BED
4.5 BATH
Beautiful two stories single family with 5 bedrooms (upstairs master room), 4 and a half bathrooms, living room, huge... Read More
Orlando Real Estate
$285,000
2 BED
2 BATH
PRICE REDUCED IN DR PHILLIPS AREA, MUST SEE, completely remodeled property to meet the highest expectations, New floo... Read More
Contact Kevin Strawter

407 575 5392

Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
16797 Broadwater Avenue
Winter Garden, Florida 34787

Your privacy is our utmost concern. We will never sell your personal information. Privacy Policy
©2011 -2023 drphillips.info - all rights reserved. | Site Map | BUILD AND IMPROVE CREDIT | 32819 | 32836 | Dr Phillips