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PRE APPROVAL LETTER

Pre approval letters is a game changer for buyers. This is the first step before looking for a home.Why? Is because you can be wasting vital time and gas running around and fall in love with a home not knowing you are not approved for that amount. In today shifting housing market prices rapidly changes as homes continue to sell as for inflation fluctuates on a weekly and monthly basis. Your pre-approval letter reflects the maximum loan amount you are approved for your home budget as well as the specific interest rate and loan term you can expect. Do this early as possible because this is a critical stage. Click here to see what how to avoid mistakes  /AVOIDING-MISTAKES-FOR-FIRST-TIME-BUYERS---32819---32836---Dr-Phillips-6-18646.html

LENDER

The pre approval letter is merely an indication that your lender is willing to lend you a certain amount of money to buy your home based on certain conditions that are met by the underwriter. This letter shows a true price range of home to shop for and will narrow down your search time when you are ready to submit an offer on a home.

This also shows the seller that you are well qualified and presented with your offer on the desired home. Most sellers today wont consider an offer if you don not provide this and if cash seller will need proof funds letter from their bank. Seller's and their agent need to know you are ready, able and willing to purchase their home and lets them know you are serious about purchasing their home.

A commitment letter is even stronger as you go through the process. This tells the buyer after you have cleared the underwriter conditions that they are committing to loan you the funds.

See the chart to understand the benefits of a pre approval and factors that may impact your pre approval. 

CLEAR TO CLOSE

Clear to close are the three words that you want to hear. This language means that you have met all the conditions of final underwriting. The package is then sent to the title company to process for a closing date that meets your schedule. You are going to need professional guidance to navigate you successfully so that you can obtain the keys to your new home of your dreams. So if you are serious about purchasing a home, why not contact and connect with your trusted advisor Kevin Strawter today at 407 479-8583. Serving Dr Phillips and Central Florida. Click here to know more about Kevin Strawter /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html


  • PRE APPROVAL LETTER | 32819 | 32836 | Dr Phillips
  • PRE APPROVAL LETTER | 32819 | 32836 | Dr Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 11/26/22 11:06 AM) |
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