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MORTGAGE LENDERS

Your mortgage lender is the first person you should talk to once you have decided to buy a home. After a preliminary review of your finances, they can tell you not only whether you're qualified to borrow, but also what your potential range will be. In short, they are your first step toward buying a house. CLICK HERE FOR HOME LOANS That is why Fannie Mae conducts their quarterly Mortgage Lender Sentiment Survey. Click link on refinance /REFINANCE---32819---32836---Dr-Phillips-6-18361.htmlTo equip you with more understanding of lender's, many have their in-house underwriting which has better chances than outside underwriting. CLICK HERE FOR MORE INFO

WHY TALK TO A LENDER

Positioned at the start of the buying process, lenders are able to get a good read on the market and where it may be headed. So what do they expect in the months ahead? Well, according to the most recent surveys lenders expect buyer demand to continue to grow, though at a slower pace than before. I call this lenders see calmer days ahead. More lenders expect buyer demand will grow with super low interest rates, which entices buyers to tighten up their credit scores and debt ratio's. The total share expecting such growth fell substantially compared to the previous quarter. Mark Palim, Fannie Mae deputy chief economist said in other words, while buyer demand will remain high, the market should be a bit calmer than it's been in recent months. CLICK HERE FOR INTEREST RATE INFO

The questions you need to ask what are all of your lender fees and other estimated closing cost? What are the rules on a mortgage rate lock? Are loan underwritten in house and how long is the process? Do you guarantee on time closings? How soon do I get a pre approval and commitment letter?

MORTGAGE INSURANCE

Click link to learn more about mortgage insurance /WHAT-IS-MORTGAGE-INSURANCE---32819---32836---Dr-Phillips-6-23508.html

REALTOR

Ensure you pick the right realtor the first time. This realtor must represent you to your best interest. Many have excellent lenders right in their hip pocket that specializes in different areas. Commercial, Residential and so on. The realtor and lender works as a team for the buyer and understand each other language. This is why it is vital that you have such a team of excellency representing you. Contact Kevin Strawter selling homes for over 17 years at 407 479-8583 that has a full spectrum of services to include home inspectors. Serving Dr Phillips and Central Florida. Click here to know more about Kevin Strawter /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html


  • MORTGAGE LENDERS | 32819 | 32836 | Dr. Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 10/5/24 5:11 PM) |
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