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INFLATION | 32819 | 32836 | Dr Phillips

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INFLATION

Defining the word inflation is nothing more than a persistent, substantial rise in the general level of prices related to an increase in the volume of money and resulting in the loss of value of currency. You're also likely feeling the impact in your day to day life as prices go up for gas, groceries along with other items. These rising consumer cost can put a pinch in your wallet or pocketbook to make you have second thoughts on any major purchases that you may have had plans for. During this process prices rises across the board throughout the nation and world. Inflation should not stop you from buying a home. With a housing market correction /HOUSING-MARKET-CORRECTING---32819---32836---Dr-Phillips-6-22828.html this will bring the housing market out of sub standard conditions. As the rising inflation and mortgage rates bring the U.S. housing demand back from the 2021 frenzy, the inventory should grow double digits over and offer buyers a better than expected chances to purchase a home. It's promising that the home purchase inventory will improve. Nearly 30% more homes as of July 22, 2022 are available for sale since this past January 2022. This is great news for homebuyers

REAL ESTATE

Purchasing real estate and homeownership can shield you from inflation, it also offers stability and security. Rental prices and home prices are also on the rise. So as a buyer, how can you protect yourself from increasing cost? The answer is homeownership. Purchasing a home allows you to stabilize what typically your biggest monthly expense and a housing cost. Getting a fixed interest rate on your home, you secure your monthly payment for 15 or 30 years.

A fixed mortgage rate allows you to maintain the biggest portion of housing expenses at the same payment. Of course property taxes will rise and other expenses right behind that, however monthly housing payment remains the same and helps keep you within your budget. 

Renting, you do not have the same benefit and unprotected from rising housing cost.

HOME PRICE APPRECIATION

It is true that mortgage rates and home prices mean buying a house today easily cost more than it did a year ago. You still have an opportunity to get in the driver's seat to accomplish your long term goal to homeownership. It is time to invest your dollars that will grow and hold value. Home prices statistics show that prices will continue to rise from here on. As home values climb, your equity does too. Lock in today to homeownership.

Equity can be a game changer if you are deciding to purchase a home, to find out how have in your current home you can use it into your next home purchase.

Trust your local home advisor Kevin Strawter contact him 850 496-6412 or email kevinstrawter@gmail.com to steer you in the right direction.


  • INFLATION | 32819 | 32836 | Dr Phillips
  • INFLATION | 32819 | 32836 | Dr Phillips
  • INFLATION | 32819 | 32836 | Dr Phillips
  • INFLATION | 32819 | 32836 | Dr Phillips
  • INFLATION | 32819 | 32836 | Dr Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 8/8/22 10:41 PM) |
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