Wendy Morris Presents:
The Florida Dream
Wendy Morris Realty
Dr Phillips Luxury Real Estate
407 479-8583
Call Today!

Listing Search

Home Under Contract?

NEXT
PREV
  Follow me: Kevin Strawter on Facebook Kevin Strawter on LinkedIn
Fri, Dec 07, 2018 at 4:10PM

Buying a home in Central Florida and under contract? Here are a few pointers on what not to do and what to do. Once pre-approved do not apply for new credit, why? This will bring your credit score down and may cause you to disqualify for loan. Also this raises eyebrows to lenders that you may be a risk and they will monitor you even harder. in addition if you are trying to borrow more money that can show you have not been wise using your money.  Shopping for furniture just before closing and or celebrating your pre approval could deny your pre approval, again talk to your lender. What to do is wait until you close on your home and then do what you desire. Remember your credit is ran again by the lender at least 12-24 hours prior closing. Do not move around money you will have to explain in writing why you did this.  No cash deposits your income and withdrawals are monitored and may disqualify you unless you have justification in the lender eyes why you did so ( just stay away from those types of deposits. Any others other than your pay check you will have to justify in writing or legitimate pay stubs to show record.  What to do is always consult your lender prior making any financial moves while pre-approved. To keep the process running smooth, always give the lender and underwriter what they ask for in a timely manner. This helps to stay on the timeline to close. Don't take it personal on what they ask for they have to be accountable.  Keep monthly payments on all bills on time to prevent drop of credit score. Do not take leave of absence or change jobs out of your career field, lenders rely on your income to be fully approved. Going outside of this will delay or deny your transaction to purchase a home. Any questions feel free to contact me at 850 496-6412.


Bookmark & Share



User Comments


Be the first to comment on this post below!


Popular tags on this blog

#Bassfishing | #breamfishing | #chainoflakes | #Freshwaterfishing | #sellingfeatures | #sellingmyhome | #smarthome | #tipsonsellinghome | buying a home | credit score | facebook kevin sells florida | fitness | Helping Veterans | Homeowners Associations | interest rates | kitchens | luxury home | Military Homes For Sale Florida | new construction | new home | Seller Market | Selling My Home | smart home | Veterans | www.kevinstrawtersellsflorida.com |

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: | Stellar MLS (updated 1/21/20 10:33 PM)
Featured Listings
Orlando Real Estate
$349,900
3 BED
3 BATH
LOCATION and Location for this fantastic fixer-upper! Bring your tools and get ready to rehab this property! Located ... Read More
Orlando Real Estate
$89,900
1 BED
1 BATH
One of a kind investment property in the heart of Walt Disney World. Just a few blocks from the Disney entrance! This 1-... Read More
Orlando Real Estate
$729,000
5 BED
4.5 BATH
Beautiful House in South Bay Ready to Move In Read More
Orlando Real Estate
$714,900
4 BED
4.5 BATH
Welcome to this lovely estate home located within the man guarded security gates if Cypress Point. This home features a... Read More
Orlando Real Estate
$389,900
3 BED
2.5 BATH
Immaculate Pond View town home behind the gates of Vizcaya in the heart of Dr. Phillips. Located just minutes from every... Read More
Orlando Real Estate
$84,950
1 BED
1 BATH
Lovely one bedroom one bathroom, fully furnished condo located on the third floor in Hawthorne Suites. This condo featu... Read More
Orlando Real Estate
$1,075,000
6 BED
4.5 BATH
Amazing lake front home with 2 Master Bedrooms Suites in the heart of Dr Phillips with fantastic finishes. All custom u... Read More
Orlando Real Estate
$689,900
5 BED
3.5 BATH
AMAZING Reiche-Silliman, CUSTOM-BUILT, 5 bedroom, 3 FULL/1 HALF Bath, 4208 Heated Square Feet, with SEPARATE OFFICE... Read More
Orlando Real Estate
$595,000
4 BED
3 BATH
You won''t miss the opportunity to have beautiful view, amazing pool and comfy home! It''s some minutes from supermarke... Read More
Orlando Real Estate
$930,000
7 BED
5 BATH
Get ready to fall in love with this one; CHECK OUT THE VIRTUAL TOUR! Don''t miss this MUST HAVE home at Ruby Lake in the... Read More
Contact Kevin Strawter

407 479-8583

Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
14832 Speer Lake Drive
Winter Garden, FL 34787

Your privacy is our utmost concern. We will never sell your personal information. Privacy Policy
©2011 -2020 drphillips.info - all rights reserved. | Site Map | Home Under Contract?