HOME LOANS | 32819 | 32836 | Dr Phillips

HOME LOANS

I truly love first time home buyers. It serves me great pleasure to greet and educate through the whole process. There are so many moving wheels in this process and varies from family to family. with over seventeen years of experience you can count on working with one of the best! 

TYPES OF LOANS

Each loan serves a unique purpose to meet your needs. Feel free to reach out to me today at 407 479-8583 to help give direction on which loan may suit your needs and connect you with one of my preferred realtors. Remember interest rates vary depending on credit score.

The top three which are commonly used is (VA) Veteran Affairs for active duty and retired military, no mortgage insurance. (FHA) Federal Housing Administration which is an entry level loan generally 620 minimum credit score required and vary from lender to lender, (mortgage insurance). Conventional requires 5-20% down and at least 720 and above with no mortgage insurance required with 20% down. Naturally hard money loans are widely available at a higher interest rate. Please review carefully as the rues and laws are subject to change on federal loans.

INCENTIVES

From time to time (seasonal) lenders offers incentives to borrow their money. Some restrictions may apply. So why not get educated from the best! I work hard to educate you and at the same time ready for all questions with 17 years of selling experience.I always further my education to your advantage. I love what I do by putting families in their home of their dream. Motto is I WORK.. WHILE THEY SLEEP.. Also I am a property manager to serve for your investment needs. Plenty of access to a variety of loan officers for doctors and international buyers. So what are you waiting for? I respond rapidly within 15 minutes. Feel free to contact me at 407 479-8583 today.