Wendy Morris Presents:
The Florida Dream
Wendy Morris Realty
Dr Phillips Luxury Real Estate
407 479-8583
Call Today!

Listing Search

First Time Buyer Checklist 32819|32836| Wendy Morris Realty Dr Phillips


First time homebuyers can be a bit scary without any knowledge what to look for. First step is to find that right realtor.  I find in my business referrals are 75% of my business because of hands on experience and your name can easily get passed on. Secondly (overall social media) is a must nowadays to show even more you are legit rather than a plain referral.  

You want a realtor that can educate you through the buying process and be clear every step of the way to ensure you fully understand the process. The most important thing is that is cost you nothing. Alternatively not having the right realtor can cause you a major headache and lose your dream home and possibly money. Moreover, you want a realtor that is fully committed to service you and your family.

Next is to use a lender that can dig beneath the surface and always go the extra mile for you on different loan programs that fits your best needs. Every buyer pretty much has a different scenario.  First, you will be introduced to a loan processor that collects necessary documents.

Please be accurate as possible when the processor is asking questions. This needs to match what you give them in the documentation. Please give them documents in a timely manner, this accelerates the process. They will request consent to pull your credit to see your profile and make suggestions on what to do with specific creditors concerning balances or any other concerns. During this process do not make any major purchases.  If so, this can throw the numbers way off and you may not qualify for as much of a home as you desired.

Once you have a pre-approval you are ready to shop with your realtor that will send you properties for sale within the area's you so desire. This decision could depends on schools and work location and what community has to offer. Now that you have found a home a skillful realtor will write a contract to your best interest. This home needs to meet lender minimal habitual requirements.

Perform a home inspection is a must and you will see the home inspection report and your realtor can give you ideas.  You can pick your own home inspector as use a variety of inspectors you realtor can provide you with. If you have the liberty to be there while this is performed you can learn some things right on the spot. Once you have your report back you can make decisions based on your realtor input as well.  You can negotiate items to be repaired and request receipt. 

Once report is accepted you can move ahead. Any open items with your lender please close them out.  Appraisal will be ordered through the lender to ensure it comes back at least at the contract price or higher.  If not there can be a problem depending on how much lower it came back referencing contract price. Negotiate a new price is an excellent consideration. provided this goes well either way survey is ordered.  Again any open items send to processor so that your target closing date can be met. Once you have clear to close schedule final walk thru two days prior just in case anything needs to be repaired. Then receive the keys at closing. Happy Buying! Feel free to call me at 850 496-6412 anytime for questions you may have.







All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: | Stellar MLS (updated 8/20/19)
Featured Listings
Orlando Real Estate
3.5 BATH
This beautiful 2-story, 5 bedroom, 3.5 bathroom home rests peacefully on a large lot in the gated community of Cypress... Read More
Orlando Real Estate
3.5 BATH
"LIKE NEW" HOME! 4 Bedrooms, 3.5 Bathrooms plus "loft". Beautiful open floor plan. "Guest/in law" suite with "private" ... Read More
Orlando Real Estate
4.5 BATH
Good Value! Rare INCOME PROPERTY. Tremendous Opportunity. Luxury International. Enter this Masterful design, Marco Mode... Read More
Orlando Real Estate
3.5 BATH
Location Location location in the heart of Orlando and minutes to all famous area attractions Disney, universal studios ... Read More
Orlando Real Estate
7.5 BATH
Welcome to Parkside and welcome HOME - Nestled in the Heart of Dr. Phillips this exquisite estate home offers over 5, 50... Read More
Orlando Real Estate
Newly Remodeled Home , with a new modern kitchen new appliances and stone countertops , new flooring throughout the ho... Read More
Orlando Real Estate
MILLIONAIRE ROW in Dr. Phillips with deeded BUTLER CHAIN OF LAKES ACCESS! Tremendous opportunity to rehab current home o... Read More
Orlando Real Estate
2.5 BATH
Gorgeous Mediterranean 4 Bedrooms 2 Bath. 2nd Bath is Cabana bath. Stunning pool with built-in full entertainment bar. H... Read More
Orlando Real Estate
1.5 BATH
FULL LAKE VIEW from master and living room. The condo is centrally located in just short distance of all Dr. Phillips'' ... Read More
Orlando Real Estate
Great starter SF home or investment property located in an excellent location. REady for a Quick closing! Read More
Contact Kevin Strawter P.A. GRI

407 479-8583

Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
14832 Speer Lake Drive
Winter Garden, FL 34787

Your privacy is our utmost concern. We will never sell your personal information. Privacy Policy
©2011 -2019 drphillips.info - all rights reserved. | Site Map | First Time Buyer Checklist 32819|32836| Wendy Morris Realty Dr Phillips