Wendy Morris Presents:
The Florida Dream
Wendy Morris Realty
Dr Phillips Luxury Real Estate
407 479-8583
Call Today!

Listing Search

First Time Buyer Checklist 32819|32836| Wendy Morris Realty Dr Phillips

NEXT
PREV

First time homebuyers can be a bit scary without any knowledge what to look for. First step is to find that right realtor.  I find in my business referrals are 75% of my business because of hands on experience and your name can easily get passed on. Secondly (overall social media) is a must nowadays to show even more you are legit rather than a plain referral.  

You want a realtor that can educate you through the buying process and be clear every step of the way to ensure you fully understand the process. The most important thing is that is cost you nothing. Alternatively not having the right realtor can cause you a major headache and lose your dream home and possibly money. Moreover, you want a realtor that is fully committed to service you and your family.

Next is to use a lender that can dig beneath the surface and always go the extra mile for you on different loan programs that fits your best needs. Every buyer pretty much has a different scenario.  First, you will be introduced to a loan processor that collects necessary documents.

Please be accurate as possible when the processor is asking questions. This needs to match what you give them in the documentation. Please give them documents in a timely manner, this accelerates the process. They will request consent to pull your credit to see your profile and make suggestions on what to do with specific creditors concerning balances or any other concerns. During this process do not make any major purchases.  If so, this can throw the numbers way off and you may not qualify for as much of a home as you desired.

Once you have a pre-approval you are ready to shop with your realtor that will send you properties for sale within the area's you so desire. This decision could depends on schools and work location and what community has to offer. Now that you have found a home a skillful realtor will write a contract to your best interest. This home needs to meet lender minimal habitual requirements.

Perform a home inspection is a must and you will see the home inspection report and your realtor can give you ideas.  You can pick your own home inspector as use a variety of inspectors you realtor can provide you with. If you have the liberty to be there while this is performed you can learn some things right on the spot. Once you have your report back you can make decisions based on your realtor input as well.  You can negotiate items to be repaired and request receipt. 

Once report is accepted you can move ahead. Any open items with your lender please close them out.  Appraisal will be ordered through the lender to ensure it comes back at least at the contract price or higher.  If not there can be a problem depending on how much lower it came back referencing contract price. Negotiate a new price is an excellent consideration. provided this goes well either way survey is ordered.  Again any open items send to processor so that your target closing date can be met. Once you have clear to close schedule final walk thru two days prior just in case anything needs to be repaired. Then receive the keys at closing. Happy Buying! Feel free to call me at 850 496-6412 anytime for questions you may have.

 

 

 

 

 

Image

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: | Stellar MLS (updated 1/18/20 8:35 PM)
Featured Listings
Orlando Real Estate
$750,000
5 BED
4.5 BATH
We have the pleasure to present this Gorgeous Professionally Decorated Fully Furnished and Equipped Parkside Home just o... Read More
Orlando Real Estate
$450,000
4 BED
2.5 BATH
UNIQUE OPPORTUNITY – Gorgeous, hard to find home in the highly sought-after Villas at Bay Hill in the number 1 town for... Read More
Orlando Real Estate
$650,000
5 BED
4 BATH
Nice upscale home in gated Kensington Park. A gated community in NW Dr Phillips. Close to excellent schools , shopping a... Read More
Orlando Real Estate
$232,800
3 BED
2 BATH
Great condo located in the Vista Cay Gated Community! Must see fully furnished condo on the 2nd floor. The interior of... Read More
Orlando Real Estate
$900,000
5 BED
5 BATH
Summer may be over but SUNNY DAYS ARE ALWAYS HERE…! This light and airy home is perfectly designed and located for you t... Read More
Orlando Real Estate
$499,000
4 BED
2.5 BATH
Best value alert! Welcome to Bay Hill, home of the Arnold Palmer Championship Golf Course and Invitational Tournament. ... Read More
Orlando Real Estate
$199,900
3 BED
2 BATH
Remodeling house , fresh painting in and out, New :AC, Kitchen Cabinets with granite, Water Heater and tiles Floor .H... Read More
Orlando Real Estate
$99,000
1 BED
1 BATH
Beautifully Appointed Condominium at StaySky Suites, conveniently located in the heart of Orlando''s main tourist corri... Read More
Orlando Real Estate
$94,500
1 BED
1 BATH
Beautifully Appointed Condominium at Hawthorn Suites by Wyndham Lake Buena Vista, conveniently located just a few minut... Read More
Orlando Real Estate
$849,900
5 BED
4.5 BATH
- JUST REDUCED - Beautifully sited home with spectacular water views in guard gated community of Vizcaya - Dr. Phillips.... Read More
Contact Kevin Strawter

407 479-8583

Wendy Morris LLC
DBA Wendy Morris Realty
Licensed in the State of Florida
BK 3146762
14832 Speer Lake Drive
Winter Garden, FL 34787

Your privacy is our utmost concern. We will never sell your personal information. Privacy Policy
©2011 -2020 drphillips.info - all rights reserved. | Site Map | First Time Buyer Checklist 32819|32836| Wendy Morris Realty Dr Phillips