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CASH BUYERS | 32819 | 32836 | Dr. Phillips

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CASH BUYERS

Cash buyers have been the going trend in the last two years in the pandemic with many homes selling in that season. Many first time buyers lost out on deals due to cash buyers purchasing homes over asking price. This push the average first time qualified buyer dreams to the side and many suffered through that season. As it stands now, toward the end of 2022 buyers have found a way around the frustration of borrowing money, at the high interest rate that has nearly doubled.

Buyer demand is still there, however the way around the high interest rate is paying cash for a home to avoid paying more to borrow money. On the average 32% of homes in the United States were all paid for in cash according to Redfin which is 29% one year ago. This does not only include homes as well. The State of Florida was hit very hard with cash buyers due to home sales in high cost of living areas, homeowners cash in during the space of the pandemic, took net proceeds and moved to Florida. National Association of Realtors reported prior to the past pandemic 20% of homes in the nation were purchase by cash.

FIRST TIME BUYERS

Many first time buyers are now getting smart and turning into cash buyers to avoid the high monthly payments. They are coming up with creative ways to obtain cash to make a purchase such as using a a gift letter through a family member. This is a legal way of skirting around the high interest rates and be approved through underwriting or seasoned money deposited in account for at least six months. Drawing funds from your 401k can count as well.

TRUSTED ADVISOR

As a trusted advisor, professional realtor and retired military veteran, I am here to serve you and always on the pulse of the housing market for the Dr Phillips with our Disney Theme Parks and the Central Florida area. Always stay in tuned, educated and connected in this volatile housing market to purchase or for the sale of your home. In the absence of trustworthy up to date information, real estate decisions are increasingly being driven by fear, uncertainty and doubt. 

We as trusted advisors drive the real estate community and always preaching the truth of real estate. I emphasize that education is a must for the community to ensure you are making the right decision. So don't let this shifting housing market delay your dreams, data reveals home values typically appreciate over time and gives your net worth a nice boost. 

If you are ready to start your journey, contact me at 850 496-6412 to help begin a new walk to homeownership and all of your real estate needs.


  • CASH BUYERS | 32819 | 32836 | Dr. Phillips
  • CASH BUYERS | 32819 | 32836 | Dr. Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 4/14/24 2:08 PM) |
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