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BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips

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BENEFITS OF A VA LOAN

As a 30 year retired Air Force veteran here serving you in another capacity, I am here to guide you with facts. Benefits of a VA loan are provided by a Department of Veteran Affairs. To start, there is no money down required on existing homes. This is not common with other loans. New construction varies with different builders on this type of loan for down payment. No mortgage insurance required and debt ratio is higher than other loans. This type of loan is administered by the Department of Veterans Affairs and provides numerous benefits to eligible veterans, active duty service members and surviving spouses. Here are a few key points, No down payment, competitive interest rates, no private mortgage insurance, VA loan Guaranty, flexible credit requirements, VA appraisal and one time funding fee depending on price of home. Click link to learn more about the happening in Central Florida on Veterans Day

 /VETERANS-DAY-IN-CENTRAL-FLORIDA---32819---32836---Dr--Phillips-6-20091.html

This opens more opportunity avenues for a veteran to quality for a home with this flexibility. In truth, lenders are looking for solid income and credit score is not a major factor compared to other loans. Remember this loan used must as a primary residence and that you live there most of the year. Also using this example, you live in home most of the year, then rent it out for the remaining months. You are eligible and can refinance the mortgage.  Click link to learn more about military relocation  /MILITARY-RELOCATION---32819---32836---Dr--Phillips-6-24875.html

CREDIT

Perfect credit is nor required to be mandatory, however, it is noted that all payments must be on time and no minimum credit score required is some cases. There is a one time VA Funding fee, this is calculated and based on sales price of home. This fee can be rolled into the loan. If you are a disabled veteran you are entitled an exemption due to percentage of disability. Again VA guidelines are more flexible than any other loan.

ELIGIBILITY

To be eligible for this loan, you must serve at least 90 minimum of active duty time during time of war, six years of National Guard or Reserve Duty minimum of 181 days of active duty during peacetime. Once you sell your home your eligibility is fully restored and can use again. If your loan is assumed you may utilize the balance left of your VA loan. I would never have someone assume my VA loan, if so and they default the worst is on you. Remember to explore all options and compare different loan programs to find the best fit for your specific needs and financial situation. Any questions you may have contact me as a trusted advisor and professional realtor at 407 479-8583 or email kevinstrawter@gmail.com CLICK HERE FOR VETERAN HAPPENINGS IN CENTRAL FLORIDA

Click here to know more about Kevin Strawter /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html

Serving Dr Phillips and Central Florida. Facebook Kevin Sells Florida and Kevin Selling Florida. Being a member of the Central Florida Chapter we are advocates for all veterans.  From one Veteran to another. CLICK HERE FOR FACTS 

I have written a free e-book for my fellow veteran veterans as for I am one as well. Click here

https://my.book.live/view/319317621


  • BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips
  • BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips
  • BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips
  • BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips
  • BENEFITS OF A VA LOAN | 32819 | 32836 | Dr. Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 5/22/24 10:22 AM) |
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