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APPRAISALS

Appraisals are a vital part of the real estate home buying transaction as many homes are for sale in today's housing market. This is where it pays to have a seasoned realtor to list your home at the proper market value or represent you as a buyer to present the proper offer. These appraisals can act as a landmine while going through the process. Generally the appraiser looks at tax record's and local comparable homes that have sold within the last 90 days less than three miles if possible.

Inspection generally comes within the first fifteen days of executed contract and the appraisal should be ordered by the lender. These are the two negotiable hurdles where a seasoned realtor comes into play and so many variables on both of these open items until inspection and appraisal comes in. A VA loan appraisal has a different meaning when you have a difference of valuation. Tidewater comes into play and your realtor should be knowledgeable of such action. This is why its evident to have a veteran that understands the VA process of buying a home which is quite different and certain items they do not pay for that is customary. 

Appraisal bias happens when a property is appraised at an unfair disadvantage. this can be an oversight or purposely. We suggest you realtor review and confirm that these homes are factually reported as per county records, review appraiser comments and examine the comparable homes.

NEGOTIATION

Negotiation is critical and comes into play once valuation on subject property is not met as per contract price. Depending on a valuation difference, both buyer's and sellers agent can give experienced advice on what direction to move.  Much has to do with the difference and valuation of appraisal. Each seller is in a different position financially to entertain negotiation.

One major issue can be that repairs may need to be accomplished to meet lender needs. This is where negotiation begins, again each situation is different . However you want the appraisal to come in at contract price or higher then there will be no issues. You want minor cosmetic items at the most to come back on the inspection. Click link to learn more about home inspections /HOME-INSPECTION---32819---32836---Dr-Phillips-6-19481.html 

TRUSTED ADVISOR

As a trusted advisor and professional realtor Kevin Strawter will look out for your best interest at heart. Stay connected and call today at 850 496-6412. Click link to learn more about Kevin Strawter /ABOUT-KEVIN-STRAWTER-P-A---MRP--GRI--ABR-6-14330.html

 


APPRAISALS | 32819 | 32836 | Dr Phillips

All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independent verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. The source of the listing data is as follows: Stellar MLS (updated 11/30/22 10:44 PM) |
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